Mortgages and House Purchase May 2019

With all of the uncertainty in the financial markets due to the unsolved problem of Brexit, is now a good time to buy a property particularly if you have a Poor or Bad Credit profile. The good news is for first time buyers this is an excellent opportunity to get onto the property ladder and […]

Poor and Bad Credit Mortgages

Are we at long last starting to see a number of the more traditional lenders now taking a view on mortgage applications that would have normally been declined  on credit score. It is very interesting to see the way the mortgage market maybe changing as business has become a little more tough due to that […]

Buy To Let Mortgages Going Forward

With the changes made by HMRC existing Landlords now have to take a long hard look at the future to see if their existing portfolio makes sense in the long term. With the changes coming into effect in 2020 in the manner in which tax relief is currently  calculated for mortgages payments being made, it […]

Are in or have been in a Debt Management Plan

The excellent news for clients is that we are now able to consider clients for a mortgage even if you are still in a Debt Management Plan, provided that the plan has been conducted satisfactorily and the repayments fit within the lenders affordability plan. Most clients in the past had almost given up the thought […]

Mortgages for Discharged Bankrupts

The good news for discharged bankrupts is that we can now arrange a mortgage as soon as you are discharged. You will have to find a 30/35% deposit depending on your credit profile after discharge and the terms will reflect the presumed risk, but a mortgage can be agreed, The news gets better after each […]

Bad Credit Mortgages

With the property market in a state of turmoil as a result of the issues relating to Brexit  a number of clients have had various problems to cope with, a good deal of which relate to their finances, and how they would like to get their first foot on the property ladder, With thirteen cities […]

Good News For First Time Buyers

The Nationwide have confirmed a sluggish growth rate in property prices at 0.04%, let us hope that First Time Buyers are getting the message now is a great time to get on the property ladder, and grab a bargain.

First Time Buyer Plans Getting Even Better

With all of the uncertainty regarding employment, rising prices and the wobble in the housing market as a result of the Brexit issues, the lenders looking to attract first time buyers are having to work that much harder to attract and keep their market share. In this market full of uncertainty it is a fantastic […]

Help To Buy With Bad Credit Profile

The good news is that the Help To Buy scheme has now passed the £10bn mark and this scheme allows us to help clients who have a Bad Credit profile and they only have to find a 5% deposit to qualify for the plan and they will receive the benefit of a product priced at […]

A new Attractive Product for Buy To Let Landlords

We are so pleased to report that Foundation Home Loans have bounced back into the Buy To Let Mortgage Market Place with a very competitive  Five Year Fixed Rate Product that is very user friendly for Landlords with a large portfolio looking to raise funds to extend the current the portfolio by raising funds on […]