Many clients come to us worried that having a Poor Credit profile may prevent them from obtaining a mortgage. In todays very competitive market place having a Poor Credit profile may restrict your choices of lenders, where the High Street lenders who base their decision to lend on credit scoring is totally different from the […]
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How Soon Can I Get a Mortgage Following Discharge From Bankruptcy
This is a question that we are constantly being asked by clients who are about to be discharged or who have been discharged from Bankruptcy and would like to know going forward when they can either move house or get on the housing ladder. As most clients are aware the majority high street lenders would […]
Is this a good time to get on the property ladder?
With all the uncertainty in the UK at this time because of the issues regarding will we, or will we not leave the EU should we be looking to buy a property ? The answer in today’s property market is very clear, this is probably the best time to buy a property since the recession […]
Is This a Good Time To Get On The Property Ladder
With all the uncertainty in the UK at this time because of the issues regarding will we, or will we not leave the EU should we be looking to buy a property ? The answer in today’s property market is very clear, this is probably the best time to buy a property since the recession […]
Can the Government backed Help To Buy Equity Loan Mortgage help you to get your foot on the housing ladder???
When you have a less than perfect credit profile and a 5% deposit and are looking to purchase your first property, you may find when looking at lenders who will help you, they are in very short supply. What many clients are over looking is the advantage that using the Help To Buy option will […]
Can I get a Mortgage if I am in a Debt Management Plan?
The great news in todays very competitive mortgage market is that Yes we can help you, providing that during the time that you have been in the DM plan you have conducted this on a satisfactory basis. For clients in this position the news gets even better when we advise you that at 85% LTV […]
Bad/Poor Credit Mortgages, is the Market Changing?
For clients who have a Bad/Poor Credit Profile it has never been as straight forward when applying for a mortgage as clients who have an A1 perfect Credit Profile who have the choice of High Street lenders subject to affordability and meeting standard criteria. What we are seeing in the current mortgage market is the […]
Can the Government backed Help To Buy Equity Loan Mortgage help you to get your foot on the housing ladder?
When you have a less than perfect credit profile and a 5% deposit and are looking to purchase your first property, you may find when looking at lenders who will help you, they are in very short supply. What many clients are over looking is the advantage that using the Help To Buy option will […]
Mortgages and House Purchase May 2019
With all of the uncertainty in the financial markets due to the unsolved problem of Brexit, is now a good time to buy a property particularly if you have a Poor or Bad Credit profile. The good news is for first time buyers this is an excellent opportunity to get onto the property ladder and […]
Poor and Bad Credit Mortgages
Are we at long last starting to see a number of the more traditional lenders now taking a view on mortgage applications that would have normally been declined on credit score. It is very interesting to see the way the mortgage market maybe changing as business has become a little more tough due to that […]