Tracker Rate Mortgages

A tracker rate mortgage is a variable rate mortgage which has a fixed upper rate limit (the cap).
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Can we help with tracker rate mortgages?

YES We Can


Tracker Rate Mortgages Questions and Answers

A tracker rate mortgage plan got its name because it will track the BOE ( Bank of England Base Rate ) plus an agreed margin

Yes as the BOE rate which is reviewed each month, changes your monthly repayment will reflect any change, up or down.

Some lenders have a “ collar “ which means the rate cannot fall under the collar.

Yes some lenders do allow you to switch to a fixed rate without penalty

Most Tracker Rate plans will allow you to overpay by normally 10% of the debt without penalty.

Important Considerations for Tracker Rate Mortgages

Relevant Products

Fixed Rate Mortgages

We can help with a range of fixed rate mortgage products with competitive rates and terms.

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Tracker Rate Mortgages

If you are looking for a mortgage with a rate that follows the base rate set by the bank of England – we can help.

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Capped Rate Mortgages

If you are looking for a capped rate mortgage we can help, we have access to a wide market of lenders who can help.

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Bad Credit Mortgages

If you have bad or adverse credit we may be able to help you secure a mortgage – from IVAs to CCJs we can help.

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Standard Variable Rate Mortgages

If you are looking for a standard variable rate mortgage with competitive rates & terms we can help.

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Repayment Mortgages

We can help with repayment mortgages – you’ll make monthly repayments for an agreed period of time on capital & interest.

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Capped Mortgages

Can We Help?

Capped rate mortgages are a type of variable rate mortgage product, but with one important difference: they have an interest rate ceiling or “cap”, beyond which your monthly repayments can’t exceed. A capped rate mortgage is usually only for an introductory period between 1 to 5+ years.

More Information on Tracker Rate Mortgages


Can we help? yes we can

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