Fixed Rate Mortgages

A Fixed-rate mortgage is exactly what it appears to be, you are fixing your mortgage interest rate for a chosen period of time.
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Can we help with fixed rate mortgages?

YES We Can


Fixed Rate Mortgages Questions and Answers

Answer: Yes it will if your current credit profile is poor and it would appear that you are struggling financially.  What lenders are looking for is good conduct of your financial affairs since discharge.

A Where the interest rate is fixed for a selected period of time and mortgage repayments will remain the same irrespective of whether interest  rates go up or down.

A In today’s mortgage market normally between two and ten years, but please check at the time of asking as the market is always under review.

A 1 Because it gives you the certainty of knowing what your repayments will be.

2 It will allow you to plan for the future knowing what your commitments will be.

3 Mortgage underwriters are more comfortable with clients taking a fixed rate mortgage over five or more years.

4 The comfort factor of knowing what your mortgage repayments will be going forward takes some of the stress out of trying the plan for the future.

A it would be normal for a fixed rate plan to be portable to allow you within the loan to value to transfer the plan to another property.

A If there would appear to be a very strong chance of interest rates falling now or in the very near future, a short term fixed rate or discounted rate maybe another option.

A Security and a stress free plan. for the agreed period

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Can We Help?

Here at A Mortgage 4 You we love to say yes. If you are looking for a fixed rate mortgage over 2 or more years then look no further.


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Turned down elsewhere? We can help!

Whether you have been discharged 3 years or 12 months – it doesn’t matter, we can help.

We’ve been helping discharged bankrupts get back on to their feet and back on to the property ladder despite their circumstances.  Arranging a bad credit mortgage or mortgage product for discharged bankrupts is a scenario we regularly deal with.  Even if you have a history of bankruptcy and resposession we have access to whole of market lenders who will consider your application on various factors.

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