Getting a mortgage with a low credit score

Whilst getting a mortgage with a low credit score might be more difficult - it certainly isn't impossible.
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Getting a mortgage with a low credit score is it possible?

YES We Can

 

More on Mortgages with Low Credit Scores

Low Credit Mortgage – Relevant Products

Bad Credit Buy to Let Mortgages

On a very positive note we now have far more lenders who will accept a degree of historical bad or adverse credit in this very competitive market.

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Mortgage for Discharged Bankrupts

We offer a range of mortgage products for those who are discharged bankrupts. Even if you’ve only been discharged for a short period of time we can help.

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Buy to Let Mortgages

Learn more about our buy to let mortgage products and how we could help you source a mortgage.

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Bad Credit Mortgages

If you have bad or adverse credit we may be able to help you secure a mortgage – from IVAs to CCJs, Discharged Bankruptcy and more – A Mortgage 4 You can say YES.

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Mortgage with CCJs

Getting a mortgage with CCJ’S has become easier with the new specialist lenders who have come to the market looking to help clients who have had credit problems in the past.

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HMO Mortgages

If you are looking for a HMO Mortgage (House Multiple Occupants) then A Mortgage 4 You can help.

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Turned Down for a Mortgage Elsewhere?

Competitive Rates from Lenders

There are different levels of mortgages available to people with low credit scores. If you have missed a couple of credit payments of any sort in the past, then you will be perceived as being ‘near prime’ or ‘light adverse’ and will tend to pay just slightly higher than the standard rates. If, however, you have been recently discharged from bankruptcy or have acquired county court judgement, then you will be seen as a much higher risk and will subsequently encounter much higher rates of interest.

Will Lenders Consider The Types of Adverse Credit in a Credit File?

A MORTGAGE 4 YOU

Turned Down for a Mortgage Elsewhere? Let us help!

Types of Bad Credit

THINGS THAT WILL IMPACT YOUR CREDIT

Turned down elsewhere? We can help!

Whether you have been discharged 3 years or 12 months – it doesn’t matter, we can help.


We’ve been helping discharged bankrupts get back on to their feet and back on to the property ladder despite their circumstances.  Arranging a bad credit mortgage or mortgage product for discharged bankrupts is a scenario we regularly deal with.  Even if you have a history of bankruptcy and resposession we have access to whole of market lenders who will consider your application on various factors.

Latest Bad Credit Mortgage News

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