Capped Rate Mortgages

A capped rate mortgage is a variable rate mortgage which has a fixed upper rate limit (the cap).
Home / Capped Rate Mortgages


Can we help with capped rate mortgages?

YES We Can


Capped Rate Mortgages Questions and Answers

A Capped Rate Mortgages give you the benefit of placing a CAP on the interest rate level that you may pay within a selected time frame.

it will give you the security of placing a ceiling on the level of interest that you may pay which will allow you to budget and arrange your finances accordingly during the period of time that the Cap has been agreed.

In todays mortgage market we have a low BOE base rate currently set at 0.75% and most clients are looking at fixing the rate for 5 or 10 years to take advantage of the low interest rates on offer.

Some lenders were offering a Cap on the interest rate level going up, and a collar on the rate going down. This however favours the lender not the client

Important Considerations for Capped Rate Mortgages

Relevant Products

Fixed Rate Mortgages

We can help with a range of fixed rate mortgage products with competitive rates and terms.

Read More

Tracker Rate Mortgages

If you are looking for a mortgage with a rate that follows the base rate set by the bank of England – we can help.

Read More

Capped Rate Mortgages

If you are looking for a capped rate mortgage we can help, we have access to a wide market of lenders who can help.

Read More

Bad Credit Mortgages

If you have bad or adverse credit we may be able to help you secure a mortgage – from IVAs to CCJs we can help.

Read More

Standard Variable Rate Mortgages

If you are looking for a standard variable rate mortgage with competitive rates & terms we can help.

Read More

Repayment Mortgages

We can help with repayment mortgages – you’ll make monthly repayments for an agreed period of time on capital & interest.

Read More

Capped Mortgages

Can We Help?

Capped rate mortgages are a type of variable rate mortgage product, but with one important difference: they have an interest rate ceiling or “cap”, beyond which your monthly repayments can’t exceed. A capped rate mortgage is usually only for an introductory period between 1 to 5+ years.

More Information on Capped Rate Mortgages


What is a capped interest rate?

Other Related Mortgages / Searches


Turned down elsewhere? We can help!

Whether you have been discharged 3 years or 12 months – it doesn’t matter, we can help.

We’ve been helping discharged bankrupts get back on to their feet and back on to the property ladder despite their circumstances.  Arranging a bad credit mortgage or mortgage product for discharged bankrupts is a scenario we regularly deal with.  Even if you have a history of bankruptcy and resposession we have access to whole of market lenders who will consider your application on various factors.

Latest Bad Credit Mortgage News

Contact Us
close slider