Mortgages

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A MORTGAGE 4 YOU

Mortgage Products

INDEPENDENT MORTGAGE ADVISERS

Specialists in Bad Credit Mortgages

Bad Credit Mortgages

If you have bad or adverse credit we may be able to help you secure a mortgage.

Mortgage for Discharged Bankrupts

We offer a range of mortgage products for those who are discharged bankrupts.

Capped Rate Mortgages

A capped rate mortgage is a variable rate mortgage which has a fixed upper rate limit (the cap).

Interest Only Mortgages

Lenders will still consider interest only mortgage plans but you should have in investment/pension/savings plans that are in place and can repay the capital.

HMO Mortgages

In the current market we can achieve mortgages up to 80% LTV, subject to criteria and the rental stress test.

Bad Credit Buy to Let Mortgages

On a very positive note we now have far more lenders who will accept a degree of historical bad or adverse credit in this very competitive market.

Fixed Rate Mortgages

A Fixed rate mortgage is exactly what it appears to be, you are fixing your mortgage interest rate for a chosen period of time

Repayment Mortgages

This is the normal method of choice by clients and is certainly more favoured by lenders to repay your mortgage balance

Repayment Mortgages

This is the normal method of choice by clients and is certainly more favoured by lenders to repay your mortgage balance

Capital and Interest Mortgage

The regulator has expressed its primary concerns as being the marketing and advising of these mortgages and the associated repayment investment vehicles.

MORTGAGES FOR DISCHARGED BANKRUPTS

Turned down elsewhere? We can help!

We specialise in finding mortgages for people with bad credit and people that have been discharged from bankruptcy. Arranging mortgages after bankruptcy faces significantly more challenges than standard mortgages but the key is to know who to approach in these types of situations and with many years’ of experience in this market, it has meant that we have formed relationships with just the sort of lenders who are happy to work in this area.

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