When clients are looking to remortgage their property they are in most cases coming to the end of their existing product term and need to find a new product, which may involve researching what the market has to offer and not just accepting a product from their existing lender. Many clients are looking to carry...
Category: Uncategorized
Shared Ownership Mortgages: A Simple Guide to Buying a First Home
If you’re thinking of buying your first home, you might be considering shared ownership as an option. But what is it, and how does it work? Read on for everything you need to know about this popular way to purchase a first home. If you are looking at the various ways of getting your foot...
The Best Advice About Buying a House I Ever Heard
If you’re feeling down about the recent change in UK government policy, then this is the article for you. It may have been a blow to some, but there are still plenty of ways to get on the property ladder. In fact, there’s never been a better time to buy. The property market has risen...
Bad Credit Mortgages – The Things You Need To Know
A great many of clients who are looking for a mortgage are very surprised when their application is declined by the lender due to late or missed payments on existing credit arrangements. The payments in most cases are relatively small, but what clients do not understand is that late or missed payments, however small, will...
Equity Release: 5 Things You Should Know Before Taking Out an Equity Release Mortgage
Equity release is the process of accessing the value of your home by borrowing against it. Here are five things you need to know before considering equity release for yourself or a loved one: 1. Funds Can Be Released as a Lump Sum or Income When you release equity from your property, you’ll have the...
What You Need to Know About Getting a Mortgage with Bad Credit
With the recent shortage of houses on the market, it’s no surprise that many Brits have ended up with difficulties in purchasing property, especially those with bad credit scores. But what does this mean for those who are looking to purchase a home with bad credit? The following article will give you a rundown of...
Autumn Budget Report 2021
The Chancellor Rishi Sunak presented his third Budget on 27th October 2021. In his speech he set out the plans to “build back better” with ambitions to level up and reduce regional inequality. Tax measures include: a new temporary business rates relief in England for eligible retail, hospitality and leisure properties for 2022/23 a change...
Budget Report 2021
This Report, which was written immediately after the Chancellor of the Exchequer delivered his Budget Speech, is intended to provide an overview of the latest announcements and recent measures most likely to affect you or your business. Click Here to Download S J Tax Limited BUDGET MAR 21 Chancellor Rishi Sunak announced the 2021 Budget...
Mortgage News 30/03/2020
The Halifax relaunches an 80% LTV range of mortgage products Mortgage lenders made over a 160 changes to their mortgage products last week The Nationwide withdraws mortgage products above 75% LTV Fleet Mortgages limit their products to 60% LTV The Government has released a coronavirus guide for Landlords and tenants There was a massive rise...
COVID-19: support for businesses
The Chancellor has set out a package of temporary, timely and targeted measures to support public services, people and businesses through this period of disruption caused by COVID-19. This includes a package of measures to support businesses including: a Coronavirus Job Retention Scheme deferring VAT and Self-Assessment payments a Self-employment Income Support Scheme a Statutory...