Don't worry if you can't prove your income, we can still help you regardless of income proof.
We can help you consolidate your debts today, we offer a debt consolidation service for home owners.
If you have been refused elsewhere we can still help you, we offer full assistance and support.
If you have bad credit, or have a bad credit history we can still help you.
Even if your self employed we can cover you're needs regardless of being self employed.
We understand it's hard for first time buyers, we make it easier to get onto the property ladder.
Right to buy property purchase, and extra money for home improvements even if you have bad credit.
We provide buy to let mortgages, or let to buy mortgages, see more below.
Remortgage/Equity Release
We can help you unlock equity in your property with our equity release. We can also help you remortgage your property.
Get an insurance quote today on Accident, Sickness or Unemployment insurance.
Working through an agency
Working through an agency? or just started employment?
We can still help!
Why not check out our finance tools. Feel free to add these tools to your site or download for your own use. We offer a
Our tools are free for commercial use. Please feel free to redistribute our downloadable mortgage calculator.
Part of the Michael J Alexander Group
Ó www.amortgage4you.co.uk - Specialists in bad credit mortgage and poor
credit mortgage history
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Written quotations (key facts illustration) compliant with the Mortgage Conduct of Business (MCOB). Michael J Alexander will always charge a fee for the work we do and this will not be less than £650.00.
The FSA does not currently regulate secured loans, buy to let or Commercial mortgages.
Bad Credit Mortgages
Borrowing money from a lender for a mortgage can be harder if you have bad credit, bad situations from poor credit can make getting a mortgage all the more harder. We take the bad out of the situation and help you get credit.
.:..:: Financial Articles
If you are looking to move home or are seeking amenities in your area use our new amenity locator tool to find everything from your local shops to local parks and transport.
Applying for a bad credit mortgage has just got easier, we have made the form easier to fill out to help you on your way.
We will soon be adding in home mortgage rate tools, we can help find you the best mortgage rates available, subject to credit checking. We can assist you with home mortgage rates as well as fixed and variable rate mortgages.
View our mortgage news community and panel, read our mortgage news, bad credit mortgage news and join the community.
You can place a second mortgage on your property, we can assist you with placing a second mortgage on your property, visit the second mortgage link to see how we can help.
Find out just how much your home could be worth in 5 years from now, our property price predictor can be used on over 1,000,000 UK post codes. Version 3 of the property price predictor is due July 2007.
Whatever problems you have, bad or adverse credit, CCJ's, mortgage arrears, credit defaults or you are unable to prove your income we have lenders who will take a sympathetic look at each case on it's merits.
Want to know more? Call us now on 08452 605506
If you don't keep up the repayments on your mortgage or secured loan, your home may be at risk of repossession.
However, there are steps that can be taken to prevent it.
If any of the following apply to you - call Fast Track Homebuyers now!
- Are you experiencing financial difficulties?
- Are you in arrears with mortgage payments?
- Have you had letters threatening repossession?
- Have you been given notification of a court hearing for repossession?
- Have you been served with an eviction notice?
- Have you been evicted from your home?
Find out more information
If you have bad credit, defaults or CCJs then a bad credit mortgage will allow you to mortgage a property. We specialise in finding you a mortgage tailored towards your circumstances.
If you have bad credit, defaults or CCJs then a bad credit mortgage will allow you to mortgage a property. We specialise in finding you a mortgage tailored towards your circumstances.
If you are looking for a bad credit mortgage loan then we can help, even if you have been refused elsewhere. Don't let your bad credit stop you any longer.
Here at a mortgage 4 you we can assist you with 100% bad credit mortgages, if you have bad credit you may still be eligible for a 100% mortgage.
If you have bad credit, defaults or CCJs then a bad credit mortgage will allow you to mortgage a property. We specialise in finding you a mortgage tailored towards your circumstances.
Been declared bankrupt? If you are a discharged bankrupt you may still be eligible for a mortgage, we have helped previous discharged bankrupts apply for a mortgage.
Professional Bad Credit Mortgage Solutions From Michael J Alexander
BeStreetWise is a new powerful tool designed to help you when moving property. This powerful tool lets you research areas by post code/town/street and can offer you amenity locations, crime rates, local schools, shops, pubs, clubs, airports, swimming pools and much more. This powerful tool predicts property prices, evaluates sold prices in the area and much more.
Work out monthly mortgage payments with our new capital and interest calculator, this tool also provides detail break down of the result information.
Chat to a financial adviser now, live and online throughout the working day. Based on UK GMT.
Accident, sickness and unemployment insurance. Protect yourself in the events of accident, sickness and unemployment.
Protect your family in the event of your untimely death to guarantee that all your financial commitments are cleared.
What is a Bad Credit Mortgage?
What is, in simple terms, a bad credit mortgage? These types of mortgages normally apply to clients who have CCJ's, credit defaults, late of missed payments on credit cards and loans or mortgage arrears.
We have access to lenders who view each case on its merits and try to take a positive view towards 'Can we help you?' A bad credit profile does not mean that we cannot help you, but clients must accept that you may need a slightly larger deposit and the interest rate will reflect the increased risk to the lender.
By visiting our case studies page this will give you a good indication of the likely terms that may apply to you. However, please bear in mind that these terms are only an indication and to receive an accurate illustration we require all your personal and financial information to enable us to produce a personal Key Facts Illustration (KFI).
Mortgages for Clients with Bad Credit
Mortgages are available to those clients who have a bad credit profile. The terms and conditions of the mortgage will reflect the level of bad credit together with a number of other factors that lenders will take into account when making a decision. At A Mortgage 4 You we are Independent and therefore have access to the whole of the market which allows us to source all the schemes that are available to you where they will accept bad credit.
It is a very easy trap to fall into of borrowing easy money and then having to face up to the fact that you are struggling to repay it. Lenders are aware how easy it is to pick up a bad credit profile and with the rising property prices lenders feel comfortable in the knowledge that any risk in lending should be a diminishing one as property prices increase.
Call us now and see how we can help you find the right scheme to suit you on 08452 605506.
Applying for a Bad Credit Mortgage
Apply for a bad credit mortgage today, simply fill out our bad credit mortgage application and we will source you the best available rate depending upon your circumstances. If you have been refused elsewhere for a mortgage due to bad credit (CCJs and Defaults) then let us provide the solution for your mortgage problems. We also provide assistance for those looking to remortgage with bad credit, or those looking for buy to let with bad credit.
Resources
Browse our mortgage articles for articles covering mortgages, bad credit mortgages, debt consolidation and other useful financial tips and tricks.
Information on finding the best mortgage rate, whether you have good or bad credit.
An article covering the processes that can affect mortgage rates, and what circumstances could be leaving you with higher interest rates.
Mortgages for those with bad credit
Fill out our quick enquiry form
Mortgage loans for bad credit individuals
Mortgages for those with county court judgements
Mortgage / Service Required:
Buy properties to let to tenants
Buy to let in the London area
Apply for a buy to let mortgage
Invest with buy to let properties
Getting onto the property ladder with a mortgage for first time buyers
Help for first time home buyers
UK mortgages for FTBS
100% no deposit down mortgage for first time buyers
Mortgages for individuals with poor credit
Thinking of a second mortgage, we can help
Mortgages for the self certified
Mortgages with capped interest rate
Be street wise is a tool like no other, delivering area, property and amenity information direct to your desktop in report format. Simply type in your post code and find out everything about an area, including amenities, crime rates, council tax information and property bands. Be street wise also features house layout plans, moving checklists, area evaluations and much more direct to your desktop.
Our property price predictor can evaluate a predicted property price for your property over a 5 year period, using historical market data, and calculated averages the tool attempts to generate a 5 year prediction for your houses value.
Property price predictor Version 3.0 due in June 2007.
Here at A Mortgage 4 You we offer a range of financial articles ranging from advice for those with bad credit to debt consolidation articles. Our mortgage and finance articles are free to view and to read. Our bad credit mortgage articles can offer you advice on what to do when it comes to applying for a bad c
