Are in or have been in a Debt Management Plan

The excellent news for clients is that we are now able to consider clients for a mortgage even if you are still in a Debt Management Plan, provided that the plan has been conducted satisfactorily and the repayments fit within the lenders affordability plan. Most clients in the past had almost given up the thought […]

Mortgages for Discharged Bankrupts

The good news for discharged bankrupts is that we can now arrange a mortgage as soon as you are discharged. You will have to find a 30/35% deposit depending on your credit profile after discharge and the terms will reflect the presumed risk, but a mortgage can be agreed, The news gets better after each […]

Bad Credit Mortgages

With the property market in a state of turmoil as a result of the issues relating to Brexit  a number of clients have had various problems to cope with, a good deal of which relate to their finances, and how they would like to get their first foot on the property ladder, With thirteen cities […]

Good News For First Time Buyers

The Nationwide have confirmed a sluggish growth rate in property prices at 0.04%, let us hope that First Time Buyers are getting the message now is a great time to get on the property ladder, and grab a bargain.

First Time Buyer Plans Getting Even Better

With all of the uncertainty regarding employment, rising prices and the wobble in the housing market as a result of the Brexit issues, the lenders looking to attract first time buyers are having to work that much harder to attract and keep their market share. In this market full of uncertainty it is a fantastic […]

Help To Buy With Bad Credit Profile

The good news is that the Help To Buy scheme has now passed the £10bn mark and this scheme allows us to help clients who have a Bad Credit profile and they only have to find a 5% deposit to qualify for the plan and they will receive the benefit of a product priced at […]

A new Attractive Product for Buy To Let Landlords

We are so pleased to report that Foundation Home Loans have bounced back into the Buy To Let Mortgage Market Place with a very competitive  Five Year Fixed Rate Product that is very user friendly for Landlords with a large portfolio looking to raise funds to extend the current the portfolio by raising funds on […]

Help To Buy with a Bad Credit Profile

We are seeing a great deal of interest from clients trying to get on the housing ladder and find that the Help To Buy Equity Loan Plan offers so much more help to first time buyers. The added attraction for clients with a poor/ bad credit profile is that we have another lender who will […]

BTL Portfolio Mortgages

The BTL mortgage, particularly for those  clients who have a large portfolio has become very much more complex with the rental stress test setting the bar for how much the client can raise on mortgage. It is excellent news when one of our lenders goes out of their way to make their product more flexible […]