If you are asking where can I get a mortgage then the answer is anywhere (based on your circumstances). Your circumstances will mean the difference between a lenders acceptance or decline. So the answer to the question where can I get a mortgage is unclear unless we know more about your circumstances.
A mortgage broker (Like ourselves) helps find you the best rate based upon your circumstances and criteria. Some of the most common circumstances people face are
Poor / Bad / Adverse Credit (Current and History)
Poor credit is a term that brands you risky to lend to on the basis you have failed to repay a loan, mortgage or finance agreement on time or at all.
Self Employed (No Accounts)
Being self employed places you in the higher risk bracket as your income is not guaranteed, you may only benefit if you have accounts available as reassurance.
CCJs (County Court Judgements)
CCJs are usually handed to the borrower if they cannot meet a lenders payments or demands.
If you are looking for a mortgage and need further help then fill out our enquiry form or our request call back form at the top of the page and we will call you.
So getting a mortgage or wondering where you can get a mortgage can only be answered if you seek the advice of a financial adviser or from other financial institutes that are regulated by the financial services authority.
Our survey showed that 'where can I get a mortgage' stood as one of the most commonly asked questions.
Where can I get a mortgage?
Banks, High street lenders, Specialist mortgage companies can assist you with getting a mortgage. Many high street lenders and banks have higher requirements for approval, bad credit ,ccjs and being self employed can impair your ability to get a mortgage with a mainstream lender.
Here at a mortgage 4 you we can help find you the best mortgage rates based on your circumstances.
