Here are some answers to some of the most frequently asked questions, if you can't find an answer then speak to one of our live advisers.
© 2008 Michael J Alexander
Your home may be repossessed if you do not keep up repayments on your mortgage. Written quotations compliant with the Mortgage Conduct of Business (MCOB).
Frequently Asked Mortgage Questions
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Don't worry if you can't prove your income, we can still help you regardless of income proof.
We can help you consolidate your debts today, we offer a debt consolidation service for home owners.
If you have been refused elsewhere we can still help you, we offer full assistance and support.
If you have bad credit, or have a bad credit history we can still help you.
Even if your self employed we can cover you're needs regardless of being self employed.
We understand it's hard for first time buyers, we make it easier to get onto the property ladder.
Working through an agency?
Working through an agency? or just started employment? Don't worry we can still help!
Right to buy property purchase, and extra money for home improvements.
We provide buy to let mortgages, or let to buy mortgages, see more below.
Remortgage/Equity Release
We can help you unlock equity in your property with our equity release. We can also help you remortgage your property.
FAQS
Q: Do you have access to all lenders in the UK?
A: Yes, we are Independent and always source the most competitive deal available.
Q: Do you provide free advice and written quotations?
A: Yes, our initial advice is free and a full written comprehensive quotation is always provided.
Q: Can you help people with a poor credit history?
A: Yes, we can help in almost all cases even when others have failed.
Q: Even if I have:
- Credit Defaults - settled and unsettled?
- Loan payments missed?
- Mortgage arrears?
- Been with my employer for less than a year?
- Rent arrears?
- Been trading for less than a year?
- Been re-possessed?
- Not been registered on the Electoral Role?
A: Yes.
Q: Can I get a mortgage if I am a discharged bankrupt, retired or paying via voluntary arrangment?
A: Yes.
Q: Do you arrange Residential and Commercial Mortgages?
A: Yes.
Q: Can you provide a one-stop-shop service with access to all lenders, packagers and exclusive products together with legal services and survey facilities?
A: Yes.
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