If you are looking to remortgage your property, yet are faced with bad credit circumstances or have no proof of income, then a mortgage 4 you can provide help and assistance. You may want to remortgage for any number of reasons such as
- To maintain, improve your home, or maybe for a new addon
- To lower your monthly repayment amount
- To buy a second property
- To consolidate debt
- To release cash from your home for any purpose
- Your home may well be worth more now than what you paid for it. Why not use some of that money to spend on your home, yourself or your family?
No proof of income is a common situation facing more people day by day. Perhaps because you are self-employed and have to self certify your income, or maybe you do not have pay slips to confirm what you are earning as part of your salary. Either way, you still need a mortgage in order to move house, or a remortgage to unlock any money tied up in your home (Remortgage/Equity Release).
Here at a mortgage 4 you, we specialise in finding the right mortgages and remortgages for people with different financial circumstances such as self certification, including no proof of income or no certified accounts. We can help you arrange an affordable mortgage or remortgage that doesn't require you to provide evidence of your income.
We offer services for arranging remortgages for people who want to unlock any money tied up in their homes but have previous bad credit or current credit issues.
Unlike many High Street banks and building societies, who may only be willing to talk to those with a perfect credit history, we will consider all your circumstances.
If you have had past credit problems or are simply self-employed we know that doesn't mean you can't repay the money you borrow. To us your credit history is just that - history.
So if you have had past problems, put them behind you and see how we can help you today.
As a home owner currently, you may be looking to remortgage for a number of different reasons. Remortgaging can lower interest rates that have changed along with the mortgage market. You can use a remortgage to help unlock money in the property, or to gain a more beneficial mortgage interest rate, again most of this is achieveable whilst having no proof of income.
A crisis at some point may come about, and will add to outgoing expenses, to compensate for this you could consider lowering your monthly payments or using the money gained by remortgaging for financial assistance. If the property is worth more now then what you had paid for it you may be able to untie some of the positive equity in your property despite having no proof of income.
