No Income Proof Mortgage

No Proof Of Income Mortgage

Having no proof of income can make getting a mortgage seem impossible, but thats quite the opposite. With over 10-15% of the UK population now working for themselves it is not uncommon for someone to have no proof of income, and when it comes to getting a mortgage, principles would make it feel like getting a mortgage with no proof of income isn't possible.

But getting a mortgage while having no proof of income isn't always a hard task, here at a mortgage 4 you our independant financial advisers have access to the whole market, which means we can find the right scheme for you! even if you have no proof of income.

Mortgages can cause headaches for the self employed, who constitute nearly 15% of the UK working population.

Specialist brokers such as a mortgage 4 you have access to a whole panel of lenders and specialist lenders in the UK. With access to the full market, we can source mortgages for those with no income proof, not only that but we can also source a more competitive interest rate.

There are a growing range of self employed mortgage products, with this placing a mortgage with no income proof is no longer the chure that it once was. These flexible mortgage products can be tailored to suit your personal circumstances including self employment. These mortgages are equally available to someone who has recently set up in business, or well established companies.

Exclusive Mortgage Deals

A lot of the mainstream and specialist lenders who offer mortgages for the self employed only accept business through authorised intermediaries and a number of the employed mortgage deals are not available in the high street.

Help is available even if:

you cannot provide two or three years worth of accounts
your accounts do not fully reflect your current company position
your accounts are constructed to minimise tax payable by showing the least amount of taxable net profit
your drawings are reduced to enable a larger dividend income

Apply for a mortgage - If you cant prove your income then we can still help you apply for a mortgage.